Management Liability

Flexible Cover, Built to Suit Your Client

OUR FOCUS

Back Bay's Management Liability facility provides broad, flexible protection for companies and the individuals who lead them, with cover selected to suit each client's risk profile.

Our focus is on providing genuine flexibility — combining cover for individuals, the company, and the risks they face day to day into a single, tailored policy. Backed by the security of 100% Lloyd's capacity and local claims management, Back Bay's Management Liability facility gives directors, officers and the businesses they run confidence in their protection.

MANAGEMENT LIABILITY PROPOSAL FORM

FACILITY SUMMARY

  • UP TO $10M AGGREGATE LIMIT

  • SIX SECTIONS OF COVER TO SUIT YOUR CLIENT

  • 100% UNDERWRITTEN AT LLOYD'S

  • LOCAL CLAIMS MANAGEMENT

cover sections

  • Insured Person Liability — D&O cover for individuals.

  • Company Liability — Claims made against the company.

  • Employment Practices Liability — Employment Practices Claims and third-party sexual harassment/discrimination claims.

  • Statutory Liability — Defence Costs and Penalties for alleged breach of an Act.

  • Crime — First Party loss from fraudulent/dishonest acts of Employees.

  • Internet Liability — Electronic Publishing Wrongful Acts arising from the Insured's website content.

KEY FEATURES

  • Advancement of Defence Costs — including emergency advancement

  • Continuous Cover — responds to Prior Known Facts where continuous, uninterrupted insurance has been held

  • Workplace Health & Safety — Defence / Investigations / Representation Costs including Corporate Manslaughter Proceedings

  • Retired D&O Runoff — 84-month automatic runoff for retired Directors / Officers at no additional premium

  • Outside Directorship / OEE — cover for roles held at the Company's request in outside entities

RISK APPETITE

- Accommodation / Cafes / Restaurants

- Agricultural / Forestry / Fishing

- Architects / Engineers / PMs

- Associations

- Construction (Commercial)

- Construction (Residential)

- Educational / Childcare / Aged Care

- Event / Conference Managers

- Gyms / Fitness

- Health / Allied Health / Medical

- Hotels / Pubs / Clubs

- Law Firms / Conveyancers

- Leisure (Sport, Tourism, Recreation)

- Manufacturing

- Media & Entertainment

- Professionals / White Collar n.e.c.

- Real Estate / Property Mgmt

- Recruitment (Blue Collar & White Collar)

- Retail Trade

- Supermarkets (excl chain)

- Trades

- Transport / Freight

- Warehouse / Distribution / Cold Stores

- Wholesalers

Not in scope

Public Companies, Risks domiciled outside of Australia / New Zealand, Adult Industry, Utilities Companies, Financial Institutions, Pharmaceutical / Bio-Tech, Resources Exploration and Production, Gambling, Telecommunications Companies, Airlines and Franchisors.